Kentucky Paycheck Calculator

Elizabethtown, Kentucky withholds a 1.95% local occupational (payroll) tax on wages earned in the city — $19.50 out of every $1,000 you earn. Hardin County levies its own 1.00% fee, but only outside the city limits, so working in Elizabethtown you owe the city rate and not both.

Elizabethtown Paycheck Calculator

Estimate your Elizabethtown, Kentucky take-home pay for 2026 — after the 1.95% local occupational tax, federal income tax, the 3.5% state flat tax, Social Security, and Medicare.

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Kentucky · 2026 tax year · salaried or hourly

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What is the local tax rate in Elizabethtown, Kentucky?

Elizabethtown levies a 1.95% occupational (payroll) tax on wages earned in the city, which sits in Hardin County. The calculator above shows your real Elizabethtown take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.

Elizabethtown withholds 1.95% on wages earned inside the city. Hardin County's separate 1.00% fee covers only the unincorporated county — outside the municipalities — so it is not added on top of Elizabethtown's rate.

To compare it against every other Kentucky jurisdiction, see the full Kentucky occupational tax rates by city and county.

Rate verified August 27, 2026 against City of Elizabethtown Finance Department — in effect since January 1, 2024.

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Quick facts

  • Elizabethtown's 1.95% occupational tax is withheld on wages earned inside the city, no matter where you live.
  • On a $2,000 paycheck the local tax alone is $39.00 — before federal, state, and FICA.
  • Hardin County's 1.00% fee covers work done outside Elizabethtown, so it is not added to the city rate.
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Frequently asked questions

Elizabethtown, Kentucky withholds a 1.95% local occupational (payroll) tax on wages earned in the city — $19.50 out of every $1,000 you earn. Hardin County levies its own 1.00% fee, but only outside the city limits, so working in Elizabethtown you owe the city rate and not both.

Elizabethtown withholds 1.95% of your gross wages for the local occupational tax — about $19.50 on every $1,000 of pay. It is withheld on gross wages, before federal income tax, Kentucky's 3.5% flat state tax, and FICA (Social Security and Medicare) are applied.

The 1.95% Elizabethtown occupational tax is based on where you work, not where you live. If you earn wages in Elizabethtown (Hardin County), it is generally withheld even if you live in another city or county. If you live in Elizabethtown but work elsewhere, you usually owe that other jurisdiction's rate instead.

An Elizabethtown paycheck is reduced by four layers: federal income tax (progressive brackets), Kentucky's 3.5% flat state tax after the $3,360 standard deduction, FICA at 6.2% Social Security plus 1.45% Medicare, and Elizabethtown's 1.95% occupational tax. Enter your pay above to see all four broken out line by line.

No. Elizabethtown withholds 1.95% on wages earned inside the city. Hardin County's separate 1.00% fee covers only the unincorporated county — outside the municipalities — so it is not added on top of Elizabethtown's rate. Working in Elizabethtown you pay the city's 1.95% and nothing to Hardin County, so the two rates should not be added together — the combined 1.95% + 1.00% figure some calculators show is not a rate anyone actually owes.

Kentucky paycheck calculators by city

Compare take-home pay in another Kentucky city, or run the statewide calculator:

Sources & references

  1. Employer Payroll Withholding — 2026 Withholding Tax FormulaKentucky Department of Revenue
  2. Publication 15-T, Federal Income Tax Withholding MethodsInternal Revenue Service
  3. Contribution and Benefit Base (Social Security wage base)Social Security Administration