Is overtime taxed more in Kentucky?
Overtime is not assigned a special Kentucky rate. It increases gross wages, which can raise federal withholding and the dollar amount of Kentucky, FICA, and local occupational tax.
Hourly wages and overtime to net pay
Kentucky Hourly Paycheck Calculator
Estimate take-home pay for Kentucky hourly workers, including regular hours, overtime, federal tax, Kentucky tax, FICA, and local occupational tax.
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Kentucky · 2026 tax year · salaried or hourly
How much and how often you’re paid.
How are you paid?
Gross pay method
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Use flat 22% federal supplemental rate?
The IRS allows employers to withhold federal income tax from bonuses / supplemental wages at a flat 22% rate.
Required for accurate Social Security and Medicare surtax estimates mid-year.
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Key points
Overtime is usually 1.5 times the hourly rate for hours over 40 in a workweek.
The calculator taxes overtime as wages, so federal, Kentucky, FICA, and local tax can all apply.
Hourly workers in Louisville, Lexington, Covington, Bowling Green, and Owensboro can preselect local rates.
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What to check
1Enter your hourly rate and regular hours for the pay period.
2Add overtime, double-time, tips, commissions, or other extra earnings when they apply.
3Review the net pay result and the line-by-line tax breakdown.
Common questions
Can I use this for tipped wages?
Yes, use the extra earnings rows for tips, commissions, or shift differentials that are included in taxable wages.