Kentucky Paycheck Calculator

Murray, Kentucky withholds a 1.00% local occupational (payroll) tax on wages earned in the city — $10.00 out of every $1,000 you earn.

Murray Paycheck Calculator

Estimate your Murray, Kentucky take-home pay for 2026 — after the 1.00% local occupational tax, federal income tax, the 3.5% state flat tax, Social Security, and Medicare.

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Kentucky · 2026 tax year · salaried or hourly

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What is the local tax rate in Murray, Kentucky?

Murray levies a 1.00% occupational (payroll) tax on wages earned in the city, which sits in Calloway County. The calculator above shows your real Murray take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.

Murray withholds 1.00% of gross earnings for work performed inside the city limits — among the lowest city rates in Kentucky.

To compare it against every other Kentucky jurisdiction, see the full Kentucky occupational tax rates by city and county.

Rate verified August 27, 2026 against City of Murray Occupational Tax — in effect since January 1, 2018.

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Quick facts

  • Murray's 1.00% occupational tax is withheld on wages earned inside the city, no matter where you live.
  • On a $2,000 paycheck the local tax alone is $20.00 — before federal, state, and FICA.
  • Because it's based on where you work, commuters into Murray generally owe it even if they live in another county.
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Frequently asked questions

Murray, Kentucky withholds a 1.00% local occupational (payroll) tax on wages earned in the city — $10.00 out of every $1,000 you earn.

Murray withholds 1.00% of your gross wages for the local occupational tax — about $10.00 on every $1,000 of pay. It is withheld on gross wages, before federal income tax, Kentucky's 3.5% flat state tax, and FICA (Social Security and Medicare) are applied.

The 1.00% Murray occupational tax is based on where you work, not where you live. If you earn wages in Murray (Calloway County), it is generally withheld even if you live in another city or county. If you live in Murray but work elsewhere, you usually owe that other jurisdiction's rate instead.

A Murray paycheck is reduced by four layers: federal income tax (progressive brackets), Kentucky's 3.5% flat state tax after the $3,360 standard deduction, FICA at 6.2% Social Security plus 1.45% Medicare, and Murray's 1.00% occupational tax. Enter your pay above to see all four broken out line by line.

Kentucky paycheck calculators by city

Compare take-home pay in another Kentucky city, or run the statewide calculator:

Sources & references

  1. Employer Payroll Withholding — 2026 Withholding Tax FormulaKentucky Department of Revenue
  2. Publication 15-T, Federal Income Tax Withholding MethodsInternal Revenue Service
  3. Contribution and Benefit Base (Social Security wage base)Social Security Administration