Richmond Paycheck Calculator

Richmond, Kentucky withholds a 2.00% local occupational (payroll) tax on wages earned in the city — $20.00 out of every $1,000 you earn. Madison County levies its own 1.00% fee, but only outside the city limits, so working in Richmond you owe the city rate and not both.

Richmond withholds 2.00% of your gross wages for the local occupational tax — about $20.00 on every $1,000 of pay. It is withheld on gross wages, before federal income tax, Kentucky's 3.5% flat state tax, and FICA (Social Security and Medicare) are applied.

The 2.00% Richmond occupational tax is based on where you work, not where you live. If you earn wages in Richmond (Madison County), it is generally withheld even if you live in another city or county. If you live in Richmond but work elsewhere, you usually owe that other jurisdiction's rate instead.

A Richmond paycheck is reduced by four layers: federal income tax (progressive brackets), Kentucky's 3.5% flat state tax after the $3,360 standard deduction, FICA at 6.2% Social Security plus 1.45% Medicare, and Richmond's 2.00% occupational tax. Enter your pay above to see all four broken out line by line.

No. Richmond withholds 2.00% on wages earned inside the city. Madison County's separate 1.00% fee applies to work conducted outside the Richmond and Berea city limits, so it is not added on top of the city rate — you pay one or the other, not both. Working in Richmond you pay the city's 2.00% and nothing to Madison County, so the two rates should not be added together — the combined 2.00% + 1.00% figure some calculators show is not a rate anyone actually owes.