Kentucky payroll hub
Every Kentucky paycheck calculator in one place
From salary and hourly estimates to bonus tax, local occupational tax, W-4 withholding, FICA, and employer payroll — pick the calculator that matches your question.
Payroll calculators
Choose the calculator that matches your payroll question — each one is tuned for a specific scenario.
Annual salary to net take-home pay
Kentucky Salary Calculator 2026 – Annual to Net PayCalculate Kentucky take-home pay from an annual salary. Estimate 2026 net pay after federal tax, Kentucky 3.5% flat tax, FICA, and local occupational tax.Hourly wages, overtime & take-home pay
Kentucky Hourly Paycheck Calculator 2026 – Take-Home PayCalculate take-home pay for Kentucky hourly workers. Includes regular hours, 1.5x overtime, Kentucky 3.5% flat tax, FICA, and local occupational taxes.Bonus and supplemental wage withholding in Kentucky
Kentucky Bonus Tax Calculator 2026 – Supplemental Net PayEstimate how a Kentucky bonus changes take-home pay after federal supplemental withholding, Kentucky tax, FICA, and local occupational tax.Kentucky local payroll tax
Kentucky Local Occupational Tax Calculator 2026 – City RatesCalculate Kentucky city and county occupational taxes and compare net take-home pay across Louisville, Lexington, Covington, and 200+ jurisdictions.Rate lookup and comparison
Kentucky Occupational Tax RatesCompare Kentucky occupational tax rates for major city paycheck scenarios and learn when local payroll tax applies.Kentucky Form K-4 & federal W-4 withholding
Kentucky Form K-4 and W-4 Calculator 2026: Net PayCalculate how Kentucky Form K-4 state withholding allowances and federal Form W-4 elections alter take-home pay on your Kentucky paycheck.Pre-tax deduction impact
Kentucky 401(k) Paycheck Calculator 2026 – Pre-Tax SavingsEstimate how pre-tax 401(k), HSA, FSA, and health deductions change Kentucky taxable wages and take-home pay.Social Security and Medicare payroll tax
Kentucky FICA Calculator 2026 – Social Security, MedicareCalculate Social Security and Medicare withholding on Kentucky wages, including the 2026 Social Security wage base and Additional Medicare Tax.Gross-to-net planning
Kentucky Gross-Up Calculator 2026 – Net to Gross PayPlan a Kentucky gross-up by estimating the gross wage needed to leave a target net amount after payroll taxes and deductions.Kentucky employer payroll cost & tax withholding
Kentucky Employer Payroll Calculator 2026 – Labor CostEstimate employee paycheck withholding and true employer labor costs for Kentucky payroll, including employer FICA, SUTA, and local occupational taxes.Bi-weekly net pay
Kentucky Biweekly Paycheck Calculator 2026 – 26 PaychecksCalculate Kentucky bi-weekly take-home pay across 26 pay periods after federal, state, FICA, and local payroll taxes.Teacher salary & 10 vs 12 month schedule
Kentucky Teacher Salary Calculator 2026 – Net Pay GuideEstimate take-home pay for Kentucky teachers across 10-month and 12-month schedules, factoring in TRS pension contributions and district local taxes.Nurse hourly and overtime estimate
Kentucky Nurse Paycheck Calculator 2026 – Net Pay GuideCalculate take-home pay for RNs and LPNs in Kentucky, factoring in hourly rates, 12-hour shifts, overtime, and local taxes.Kentucky 3.5% state income tax calculation
Kentucky Income Tax Calculator 2026 – 3.5% State Flat RateCalculate Kentucky state income tax for 2026 with the 3.5% flat rate and $3,360 standard deduction — see how state tax fits into your full paycheck.Weekly paycheck after taxes
Kentucky Weekly Paycheck Calculator 2026 – Net Weekly PayCalculate Kentucky take-home pay for weekly payrolls (52 periods) after federal tax, Kentucky 3.5% flat tax, FICA, and local occupational tax.Kentucky minimum wage net pay
Kentucky Minimum Wage Calculator 2026 – $7.25 Net PayEstimate take-home pay on Kentucky $7.25/hr minimum wage after federal tax, state 3.5% flat tax, FICA, and local city occupational taxes.Reciprocal state commuter net pay
Kentucky Reciprocity Calculator 2026 – Commuter TaxesEstimate take-home pay for commuters from Ohio, Indiana, and reciprocal states working in Kentucky with Form 42A809 state tax exemptions.1099 self-employment net pay calculation
Kentucky Self-Employment Tax Calculator 2026 – 1099 PayEstimate 1099 independent contractor, freelancer, and gig worker net income after self-employment tax, federal tax, and Kentucky flat state tax.Local business license net profits tax calculation
Kentucky Net Profits Tax Calculator 2026 – Business TaxCalculate Kentucky local city and county net profits tax on sole proprietorships, partnerships, and LLCs.Overtime hours to net pay
Kentucky Overtime Calculator 2026 – 1.5x & 7th Day PayCalculate Kentucky overtime pay at time-and-a-half, including the KRS 337.050 seventh-day rule, and estimate your take-home pay after taxes.Severance payment to net amount
Kentucky Severance Pay Tax Calculator 2026 – Net PayEstimate how much of a Kentucky severance package you keep after federal supplemental tax, Kentucky's 3.5% flat tax, FICA, and local occupational tax.Suburban Louisville & Jefferson County take-home pay
Suburban Louisville Paycheck Calculator 2026 – Jefferson County Net PayCalculate take-home pay in suburban Louisville and Jefferson County. Accurately factors the 1.45% non-resident vs 2.20% resident Urban Services District tax.Guides & planners
Two decisions a plain paycheck estimate can't answer: which withholding form box applies to you, and which job offer actually pays more after local tax.
Which K-4 box applies to me
Kentucky K-4 Exemption HelperKentucky's K-4 has no allowances — just four exemption boxes. Find the one that applies to you and see what it changes.Which offer actually pays more
Kentucky Job Offer Comparison CalculatorA higher salary in Louisville can lose to a lower one in Lexington. Compare three offers on what actually lands in your account.Kentucky unemployment weekly benefit amount
Kentucky Unemployment Benefits CalculatorCalculate your 2026 Kentucky unemployment benefit (1.1923% of base wages, $39–$746/wk), duration, and elective taxes.City paycheck calculators
Local occupational tax rates vary by city — select yours for an accurate take-home estimate.
2.20% tax
Louisville · Jefferson County
Louisville levies a 2.20% occupational (payroll) tax on wages earned in the city, which sits in Jefferson County. That is the rate for Jefferson County residents — work in Louisville but live outside it and 1.45% is withheld instead. The calculator above shows your real Louisville take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.25% tax
Lexington · Fayette County
Lexington levies a 2.25% occupational (payroll) tax on wages earned in the city, which sits in Fayette County. The calculator above shows your real Lexington take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.45% tax
Covington · Kenton County
Covington levies a 2.45% occupational (payroll) tax on wages earned in the city, which sits in Kenton County. The calculator above shows your real Covington take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.00% tax
Bowling Green · Warren County
Bowling Green levies a 2.00% occupational (payroll) tax on wages earned in the city, which sits in Warren County. The calculator above shows your real Bowling Green take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.78% tax
Owensboro · Daviess County
Owensboro levies a 1.78% occupational (payroll) tax on wages earned in the city, which sits in Daviess County. The calculator above shows your real Owensboro take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.00% tax
Richmond · Madison County
Richmond levies a 2.00% occupational (payroll) tax on wages earned in the city, which sits in Madison County. The calculator above shows your real Richmond take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.00% tax
Florence · Boone County
Florence levies a 2.00% occupational (payroll) tax on wages earned in the city, which sits in Boone County. The calculator above shows your real Florence take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.00% tax
Georgetown · Scott County
Georgetown levies a 1.00% occupational (payroll) tax on wages earned in the city, which sits in Scott County. The calculator above shows your real Georgetown take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.95% tax
Elizabethtown · Hardin County
Elizabethtown levies a 1.95% occupational (payroll) tax on wages earned in the city, which sits in Hardin County. The calculator above shows your real Elizabethtown take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.50% tax
Nicholasville · Jessamine County
Nicholasville levies a 1.50% occupational (payroll) tax on wages earned in the city, which sits in Jessamine County. The calculator above shows your real Nicholasville take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.95% tax
Frankfort · Franklin County
Frankfort levies a 1.95% occupational (payroll) tax on wages earned in the city, which sits in Franklin County. The calculator above shows your real Frankfort take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.00% tax
Paducah · McCracken County
Paducah levies a 2.00% occupational (payroll) tax on wages earned in the city, which sits in McCracken County. The calculator above shows your real Paducah take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.00% tax
Radcliff · Hardin County
Radcliff levies a 2.00% occupational (payroll) tax on wages earned in the city, which sits in Hardin County. The calculator above shows your real Radcliff take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.375% tax
Ashland · Boyd County
Ashland levies a 2.375% occupational (payroll) tax on wages earned in the city, which sits in Boyd County. The calculator above shows your real Ashland take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.50% tax
Madisonville · Hopkins County
Madisonville levies a 2.50% occupational (payroll) tax on wages earned in the city, which sits in Hopkins County. The calculator above shows your real Madisonville take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.65% tax
Henderson · Henderson County
Henderson levies a 1.65% occupational (payroll) tax on wages earned in the city, which sits in Henderson County. The calculator above shows your real Henderson take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.95% tax
Hopkinsville · Christian County
Hopkinsville levies a 1.95% occupational (payroll) tax on wages earned in the city, which sits in Christian County. The calculator above shows your real Hopkinsville take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.15% tax
Winchester · Clark County
Winchester levies a 2.15% occupational (payroll) tax on wages earned in the city, which sits in Clark County. The calculator above shows your real Winchester take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.00% tax
Murray · Calloway County
Murray levies a 1.00% occupational (payroll) tax on wages earned in the city, which sits in Calloway County. The calculator above shows your real Murray take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.90% tax
Danville · Boyle County
Danville levies a 1.90% occupational (payroll) tax on wages earned in the city, which sits in Boyle County. The calculator above shows your real Danville take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.Not sure which calculator to use?
Start with the main Kentucky Paycheck Calculator — it covers salary, hourly, bonuses, and every local tax rate in one tool.