Kentucky payroll hub
Every Kentucky paycheck calculator in one place
From salary and hourly estimates to bonus tax, local occupational tax, W-4 withholding, FICA, and employer payroll — pick the calculator that matches your question.
Payroll calculators
Choose the calculator that matches your payroll question — each one is tuned for a specific scenario.
Annual salary to net paycheck
Kentucky Salary Paycheck CalculatorEstimate Kentucky take-home pay from an annual salary after federal withholding, Kentucky's 3.5% flat tax, FICA, and local occupational tax.Hourly wages and overtime to net pay
Kentucky Hourly Paycheck CalculatorEstimate take-home pay for Kentucky hourly workers, including regular hours, overtime, federal tax, Kentucky tax, FICA, and local occupational tax.Bonus and supplemental wage withholding
Kentucky Bonus Tax CalculatorEstimate how a Kentucky bonus changes take-home pay after federal supplemental withholding, Kentucky tax, FICA, and local occupational tax.Kentucky local payroll tax
Kentucky Local Occupational Tax CalculatorCalculate Kentucky city and county occupational tax on a paycheck and see how local payroll taxes change take-home pay.Rate lookup and comparison
Kentucky Occupational Tax RatesCompare Kentucky occupational tax rates for major city paycheck scenarios and learn when local payroll tax applies.W-4 withholding planning
Kentucky W-4 Withholding CalculatorEstimate how federal W-4 entries, Kentucky withholding, additional withholding, and dependents affect each Kentucky paycheck.Pre-tax deduction impact
Kentucky 401(k) Paycheck CalculatorEstimate how pre-tax 401(k), HSA, FSA, and health deductions change Kentucky taxable wages and take-home pay.Social Security and Medicare payroll tax
Kentucky FICA CalculatorCalculate Social Security and Medicare withholding on Kentucky wages, including the 2026 Social Security wage base and Additional Medicare Tax.Gross-to-net planning
Kentucky Gross-Up Paycheck CalculatorPlan a Kentucky gross-up by estimating the gross wage needed to leave a target net amount after payroll taxes and deductions.Employer payroll withholding estimate
Kentucky Employer Payroll CalculatorEstimate employee paycheck withholding for Kentucky payroll, including federal income tax, Kentucky withholding, FICA, and local occupational tax.Bi-weekly net pay
Biweekly Paycheck Calculator KentuckyCalculate Kentucky bi-weekly take-home pay across 26 pay periods after federal, state, FICA, and local payroll taxes.Teacher salary withholding estimate
Kentucky Teacher Salary CalculatorEstimate take-home pay for Kentucky teachers after federal, state, and local occupational taxes. Perfect for comparing districts.Nurse hourly and overtime estimate
Kentucky Nurse Paycheck CalculatorCalculate take-home pay for RNs and LPNs in Kentucky, factoring in hourly rates, 12-hour shifts, overtime, and local taxes.Kentucky state income tax estimate
Kentucky Income Tax CalculatorCalculate Kentucky state income tax for 2026 using the 3.5% flat rate and $3,360 standard deduction — see how state tax fits into your full paycheck.Weekly net pay calculation
Kentucky Weekly Paycheck CalculatorCalculate Kentucky take-home pay for weekly payrolls — 52 pay periods per year — after federal, Kentucky 3.5% state tax, FICA, and local occupational tax.Minimum wage net pay estimate
Kentucky Minimum Wage Paycheck CalculatorEstimate take-home pay on Kentucky's $7.25/hr minimum wage for different hours and pay periods — with federal tax, Kentucky 3.5% state tax, FICA, and local tax.Reciprocal state commuter net pay
Kentucky Reciprocity Paycheck CalculatorEstimate take-home pay for out-of-state commuters working in Kentucky who are exempt from state income tax under reciprocal agreements.1099 self-employment net pay calculation
Kentucky Self-Employment Tax CalculatorEstimate 1099 independent contractor, freelancer, and gig worker net income after self-employment tax, federal tax, and Kentucky flat state tax.Local business license net profits tax calculation
Kentucky Net Profits Tax CalculatorCalculate Kentucky local city and county net profits tax on sole proprietorships, partnerships, and LLCs.Overtime hours to net pay
Kentucky Overtime CalculatorCalculate Kentucky overtime pay at time-and-a-half, including the seventh-consecutive-day rule that has no federal equivalent, then see take-home after tax.Severance payment to net amount
Kentucky Severance Pay Tax CalculatorEstimate how much of a Kentucky severance package you keep after federal supplemental withholding, Kentucky's 3.5% flat tax, FICA, and local occupational tax.Guides & planners
Two decisions a plain paycheck estimate can't answer: which withholding form box applies to you, and which job offer actually pays more after local tax.
Which K-4 box applies to me
Kentucky K-4 Exemption HelperKentucky's K-4 has no allowances — just four exemption boxes. Find the one that applies to you and see what it changes.Which offer actually pays more
Kentucky Job Offer Comparison CalculatorA higher salary in Louisville can lose to a lower one in Lexington. Compare three offers on what actually lands in your account.City paycheck calculators
Local occupational tax rates vary by city — select yours for an accurate take-home estimate.
2.20% tax
Louisville · Jefferson County
Louisville levies a 2.20% occupational (payroll) tax on wages earned in the city, which sits in Jefferson County. That is the rate for Jefferson County residents — work in Louisville but live outside it and 1.45% is withheld instead. The calculator above shows your real Louisville take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.25% tax
Lexington · Fayette County
Lexington levies a 2.25% occupational (payroll) tax on wages earned in the city, which sits in Fayette County. The calculator above shows your real Lexington take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.45% tax
Covington · Kenton County
Covington levies a 2.45% occupational (payroll) tax on wages earned in the city, which sits in Kenton County. The calculator above shows your real Covington take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.00% tax
Bowling Green · Warren County
Bowling Green levies a 2.00% occupational (payroll) tax on wages earned in the city, which sits in Warren County. The calculator above shows your real Bowling Green take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.78% tax
Owensboro · Daviess County
Owensboro levies a 1.78% occupational (payroll) tax on wages earned in the city, which sits in Daviess County. The calculator above shows your real Owensboro take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.00% tax
Richmond · Madison County
Richmond levies a 2.00% occupational (payroll) tax on wages earned in the city, which sits in Madison County. The calculator above shows your real Richmond take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.00% tax
Florence · Boone County
Florence levies a 2.00% occupational (payroll) tax on wages earned in the city, which sits in Boone County. The calculator above shows your real Florence take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.00% tax
Georgetown · Scott County
Georgetown levies a 1.00% occupational (payroll) tax on wages earned in the city, which sits in Scott County. The calculator above shows your real Georgetown take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.95% tax
Elizabethtown · Hardin County
Elizabethtown levies a 1.95% occupational (payroll) tax on wages earned in the city, which sits in Hardin County. The calculator above shows your real Elizabethtown take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.50% tax
Nicholasville · Jessamine County
Nicholasville levies a 1.50% occupational (payroll) tax on wages earned in the city, which sits in Jessamine County. The calculator above shows your real Nicholasville take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.95% tax
Frankfort · Franklin County
Frankfort levies a 1.95% occupational (payroll) tax on wages earned in the city, which sits in Franklin County. The calculator above shows your real Frankfort take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.00% tax
Paducah · McCracken County
Paducah levies a 2.00% occupational (payroll) tax on wages earned in the city, which sits in McCracken County. The calculator above shows your real Paducah take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.00% tax
Radcliff · Hardin County
Radcliff levies a 2.00% occupational (payroll) tax on wages earned in the city, which sits in Hardin County. The calculator above shows your real Radcliff take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.375% tax
Ashland · Boyd County
Ashland levies a 2.375% occupational (payroll) tax on wages earned in the city, which sits in Boyd County. The calculator above shows your real Ashland take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.50% tax
Madisonville · Hopkins County
Madisonville levies a 2.50% occupational (payroll) tax on wages earned in the city, which sits in Hopkins County. The calculator above shows your real Madisonville take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.65% tax
Henderson · Henderson County
Henderson levies a 1.65% occupational (payroll) tax on wages earned in the city, which sits in Henderson County. The calculator above shows your real Henderson take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.95% tax
Hopkinsville · Christian County
Hopkinsville levies a 1.95% occupational (payroll) tax on wages earned in the city, which sits in Christian County. The calculator above shows your real Hopkinsville take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.2.15% tax
Winchester · Clark County
Winchester levies a 2.15% occupational (payroll) tax on wages earned in the city, which sits in Clark County. The calculator above shows your real Winchester take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.00% tax
Murray · Calloway County
Murray levies a 1.00% occupational (payroll) tax on wages earned in the city, which sits in Calloway County. The calculator above shows your real Murray take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.1.90% tax
Danville · Boyle County
Danville levies a 1.90% occupational (payroll) tax on wages earned in the city, which sits in Boyle County. The calculator above shows your real Danville take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.Not sure which calculator to use?
Start with the main Kentucky Paycheck Calculator — it covers salary, hourly, bonuses, and every local tax rate in one tool.