Kentucky Paycheck Calculator
Kentucky payroll hub

Every Kentucky paycheck calculator in one place

From salary and hourly estimates to bonus tax, local occupational tax, W-4 withholding, FICA, and employer payroll — pick the calculator that matches your question.

State rate3.5% for 2026
Local coverageCity, county & custom occupational tax
Calculators19 payroll tools + 20 city pages

Payroll calculators

Choose the calculator that matches your payroll question — each one is tuned for a specific scenario.

19 tools
Annual salary to net paycheck
Kentucky Salary Paycheck CalculatorEstimate Kentucky take-home pay from an annual salary after federal withholding, Kentucky's 3.5% flat tax, FICA, and local occupational tax.
Open calculator
Hourly wages and overtime to net pay
Kentucky Hourly Paycheck CalculatorEstimate take-home pay for Kentucky hourly workers, including regular hours, overtime, federal tax, Kentucky tax, FICA, and local occupational tax.
Open calculator
Bonus and supplemental wage withholding
Kentucky Bonus Tax CalculatorEstimate how a Kentucky bonus changes take-home pay after federal supplemental withholding, Kentucky tax, FICA, and local occupational tax.
Open calculator
Kentucky local payroll tax
Kentucky Local Occupational Tax CalculatorCalculate Kentucky city and county occupational tax on a paycheck and see how local payroll taxes change take-home pay.
Open calculator
Rate lookup and comparison
Kentucky Occupational Tax RatesCompare Kentucky occupational tax rates for major city paycheck scenarios and learn when local payroll tax applies.
Open calculator
W-4 withholding planning
Kentucky W-4 Withholding CalculatorEstimate how federal W-4 entries, Kentucky withholding, additional withholding, and dependents affect each Kentucky paycheck.
Open calculator
Pre-tax deduction impact
Kentucky 401(k) Paycheck CalculatorEstimate how pre-tax 401(k), HSA, FSA, and health deductions change Kentucky taxable wages and take-home pay.
Open calculator
Social Security and Medicare payroll tax
Kentucky FICA CalculatorCalculate Social Security and Medicare withholding on Kentucky wages, including the 2026 Social Security wage base and Additional Medicare Tax.
Open calculator
Gross-to-net planning
Kentucky Gross-Up Paycheck CalculatorPlan a Kentucky gross-up by estimating the gross wage needed to leave a target net amount after payroll taxes and deductions.
Open calculator
Employer payroll withholding estimate
Kentucky Employer Payroll CalculatorEstimate employee paycheck withholding for Kentucky payroll, including federal income tax, Kentucky withholding, FICA, and local occupational tax.
Open calculator
Bi-weekly net pay
Biweekly Paycheck Calculator KentuckyCalculate Kentucky bi-weekly take-home pay across 26 pay periods after federal, state, FICA, and local payroll taxes.
Open calculator
Teacher salary withholding estimate
Kentucky Teacher Salary CalculatorEstimate take-home pay for Kentucky teachers after federal, state, and local occupational taxes. Perfect for comparing districts.
Open calculator
Nurse hourly and overtime estimate
Kentucky Nurse Paycheck CalculatorCalculate take-home pay for RNs and LPNs in Kentucky, factoring in hourly rates, 12-hour shifts, overtime, and local taxes.
Open calculator
Kentucky state income tax estimate
Kentucky Income Tax CalculatorCalculate Kentucky state income tax for 2026 using the 3.5% flat rate and $3,360 standard deduction — see how state tax fits into your full paycheck.
Open calculator
Weekly net pay calculation
Kentucky Weekly Paycheck CalculatorCalculate Kentucky take-home pay for weekly payrolls — 52 pay periods per year — after federal, Kentucky 3.5% state tax, FICA, and local occupational tax.
Open calculator
Minimum wage net pay estimate
Kentucky Minimum Wage Paycheck CalculatorEstimate take-home pay on Kentucky's $7.25/hr minimum wage for different hours and pay periods — with federal tax, Kentucky 3.5% state tax, FICA, and local tax.
Open calculator
Reciprocal state commuter net pay
Kentucky Reciprocity Paycheck CalculatorEstimate take-home pay for out-of-state commuters working in Kentucky who are exempt from state income tax under reciprocal agreements.
Open calculator
1099 self-employment net pay calculation
Kentucky Self-Employment Tax CalculatorEstimate 1099 independent contractor, freelancer, and gig worker net income after self-employment tax, federal tax, and Kentucky flat state tax.
Open calculator
Local business license net profits tax calculation
Kentucky Net Profits Tax CalculatorCalculate Kentucky local city and county net profits tax on sole proprietorships, partnerships, and LLCs.
Open calculator

City paycheck calculators

Local occupational tax rates vary by city — select yours for an accurate take-home estimate.

20 cities
2.20% tax
Louisville · Jefferson County
Louisville levies a 2.20% occupational (payroll) tax on wages earned in Jefferson County. The calculator above shows your real Louisville take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
2.25% tax
Lexington · Fayette County
Lexington levies a 2.25% occupational (payroll) tax on wages earned in Fayette County. The calculator above shows your real Lexington take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
2.45% tax
Covington · Kenton County
Covington levies a 2.45% occupational (payroll) tax on wages earned in Kenton County. The calculator above shows your real Covington take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
1.75% tax
Bowling Green · Warren County
Bowling Green levies a 1.75% occupational (payroll) tax on wages earned in Warren County. The calculator above shows your real Bowling Green take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
1.35% tax
Owensboro · Daviess County
Owensboro levies a 1.35% occupational (payroll) tax on wages earned in Daviess County. The calculator above shows your real Owensboro take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
2% tax
Richmond · Madison County
Richmond levies a 2% occupational (payroll) tax on wages earned in Madison County. The calculator above shows your real Richmond take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
2% tax
Florence · Boone County
Florence levies a 2% occupational (payroll) tax on wages earned in Boone County. The calculator above shows your real Florence take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
1% tax
Georgetown · Scott County
Georgetown levies a 1% occupational (payroll) tax on wages earned in Scott County. The calculator above shows your real Georgetown take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
1.95% tax
Elizabethtown · Hardin County
Elizabethtown levies a 1.95% occupational (payroll) tax on wages earned in Hardin County. The calculator above shows your real Elizabethtown take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
1.50% tax
Nicholasville · Jessamine County
Nicholasville levies a 1.50% occupational (payroll) tax on wages earned in Jessamine County. The calculator above shows your real Nicholasville take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
1.95% tax
Frankfort · Franklin County
Frankfort levies a 1.95% occupational (payroll) tax on wages earned in Franklin County. The calculator above shows your real Frankfort take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
2% tax
Paducah · McCracken County
Paducah levies a 2% occupational (payroll) tax on wages earned in McCracken County. The calculator above shows your real Paducah take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
2% tax
Radcliff · Hardin County
Radcliff levies a 2% occupational (payroll) tax on wages earned in Hardin County. The calculator above shows your real Radcliff take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
1.50% tax
Ashland · Boyd County
Ashland levies a 1.50% occupational (payroll) tax on wages earned in Boyd County. The calculator above shows your real Ashland take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
1.50% tax
Madisonville · Hopkins County
Madisonville levies a 1.50% occupational (payroll) tax on wages earned in Hopkins County. The calculator above shows your real Madisonville take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
1.50% tax
Henderson · Henderson County
Henderson levies a 1.50% occupational (payroll) tax on wages earned in Henderson County. The calculator above shows your real Henderson take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
1.50% tax
Hopkinsville · Christian County
Hopkinsville levies a 1.50% occupational (payroll) tax on wages earned in Christian County. The calculator above shows your real Hopkinsville take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
1.50% tax
Winchester · Clark County
Winchester levies a 1.50% occupational (payroll) tax on wages earned in Clark County. The calculator above shows your real Winchester take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
1.50% tax
Murray · Calloway County
Murray levies a 1.50% occupational (payroll) tax on wages earned in Calloway County. The calculator above shows your real Murray take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay
1.70% tax
Danville · Boyle County
Danville levies a 1.70% occupational (payroll) tax on wages earned in Boyle County. The calculator above shows your real Danville take-home pay after that local tax, federal withholding, Kentucky's 3.5% flat tax, and FICA.
Calculate take-home pay

Not sure which calculator to use?

Start with the main Kentucky Paycheck Calculator — it covers salary, hourly, bonuses, and every local tax rate in one tool.

Open main calculator